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Do you Know Who Dave Ramsey is and What the SmartVestor™ program may do for You?

Dave Ramsey is a financial author, radio host, television personality, and motivational speaker. His shows and writings strongly focus on encouraging people to get out of debt. Dave began his career in real estate and by the time he was 26, he had a net worth of a little over a million dollars and was earning $250,000 a year. However, he was also heavily in debt and was eventually forced to declare bankruptcy. Over the next few years, he developed a simple set of financial lessons and materials based on his own experiences and on the works and teachings of others. Ramsey Solutions was formed in 1992 to counsel others hurting from the results of financial stress. The mission statement of Ramsey Solutions is to “provide biblically based, common-sense education and empowerment that give HOPE to everyone in every walk of life”.

The SmartVestor program is an extension of that mission to help others. SmartVestor Pros are financial professionals dedicated to helping people in all stages of life to make wiser and more informed financial decisions.

Jerry Van Houten, CEO of American Asset & Wealth Management, is an Accredited Investment Fiduciary and is proud to be a SmartVestor Pro for the Greater Modesto region.  He offers complementary financial consultations and custom investment solutions.  He is committed to offer Advice That Makes A Difference and help for you to be Confident About Your Retirement.

Why would I use a SmartVestor™ Pro?

  • Client-First Service – SmartVestor Pros are committed to educating and empowering you to help you work towards your long-term investing goals.
  • Wiser Wealth Building – SmartVestor Pros will help you build wealth by investing for the long-term.
  • Fast, Courteous Service – Got a question? SmartVestor Pros commit to giving you a fast response, often within 24 hours.
  • More Choices, More Solutions– SmartVestor Pros don’t just offer a single company’s investment choices. They have access to hundreds of investments to help you pursue your goals.


For questions or A Free Financial Consultation with A SmartVestor Pro, email: invest@financialwiser.com or complete form below:

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Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro (SVP) will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. The Dave Ramsey SmartVestor program is not affiliated with Cetera and American Asset & Wealth Management and is not sponsored or endorsed by Cetera nor American Asset & Wealth Management.